IndusInd Bank credit cards offer a strong reward points program designed for users who frequently spend on lifestyle, travel, dining, and shopping. Understanding how to redeem your reward points ensures you extract the maximum value from your card.
This guide explains how to check your points, redeem them, and get the best value for every point.
What Are IndusInd Credit Card Reward Points?
You earn IndusInd reward points on:
- Travel & hotel bookings
- Online shopping
- Dining & entertainment
- Utility bill payments
- Everyday spends
These points can be redeemed for:
- Travel bookings
- Gift vouchers
- Merchandise
- Cashback (selected cards)
- Experiences
How to Check Your IndusInd Reward Points Balance
1. IndusMobile App
- Open the app
- Login → Go to Cards
- Tap Reward Points
- View balance, expiry, and redemption options
2. Net Banking
- Login to IndusInd Net Banking
- Go to Cards
- Check reward points under the Rewards section
3. Customer Care
- Call IndusInd Credit Card helpline
- Get your points balance instantly
How to Redeem IndusInd Credit Card Reward Points
1. Redeem via Indus Moments Portal
- Visit the Indus Moments rewards portal
- Login using registered mobile number
- Browse categories like:
- Travel
- Shopping
- Lifestyle
- Vouchers
- Merchandise
- Choose your item
- Confirm redemption
This portal offers the widest rewards catalogue for all IndusInd cardholders.
2. Redeem for Travel
You can redeem points for:
- Domestic & international flight tickets
- Hotel stays
- Travel packages
Travel gives higher value per point, especially on premium cards.
3. Redeem for Gift Vouchers
Popular brands available:
- Amazon
- Myntra
- Flipkart
- Lifestyle
- BigBasket
Gift vouchers offer great flexibility and good value for reward points.
4. Redeem for Merchandise
Choose from:
- Electronics
- Home appliances
- Fashion
- Accessories
- Fitness items
However, merchandise often gives lower point value than travel or vouchers.
5. Redeem for Cashback
Some IndusInd cards allow:
- Points → Cashback
- Cashback → Direct statement credit
This is useful if you prefer instant savings on your card bill.
Do IndusInd Credit Card Reward Points Expire?
Expiry depends on the card:
- Many IndusInd cards offer no expiry on points
- Some cards have 2–3 years expiry period
You can track expiry through the Indus Moments portal or app.
Tips to Maximise Your IndusInd Reward Points
- Redeem for travel and vouchers for the highest value
- Check bonus reward offers on IndusMoments
- Avoid low-value redemptions like small merchandise items
- Use your card on accelerated rewards categories
- Redeem points before expiry
- Track points regularly from the app for better planning
Conclusion
IndusInd Bank credit cards offer strong reward benefits. By using the Indus Moments portal, you can redeem points for travel, vouchers, merchandise, or cashback. To maximise benefits, focus on travel and high-value vouchers, avoid low-value items, and monitor expiry dates.
Using your credit card smartly ensures you get the maximum value from every purchase.