HDFC Diners Club Credit Cards Forex Markup Charges Waiver Offer

HDFC Bank has introduced a limited-time forex markup waiver offer for select HDFC Diners Club credit cardholders. This offer is especially useful for customers who frequently travel abroad and spend in foreign currencies at offline merchant outlets.

Under this offer, eligible cardholders can receive a 100 percent waiver on forex markup charges by completing a minimum number of qualifying international transactions. The waiver is capped at a defined amount based on the card variant.

The offer is valid until 31 January 2026.

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What Is the HDFC Diners Club Forex Markup Waiver Offer

HDFC Bank is offering a full waiver on forex markup charges when customers make qualifying offline international transactions using their HDFC Diners Club credit cards. The offer applies only to point-of-sale transactions and excludes online payments.

The maximum waiver amount depends on the Diners Club card variant held by the customer.

Eligible HDFC Diners Club Credit Cards

Premium Diners Club Cards

Applicable cards include Diners Club Black, Diners Club Biz Black, and Diners Club Metal variants.

To qualify, cardholders must make three offline foreign currency transactions of at least $100 each.
The maximum forex markup waiver available is up to ₹1,000 per customer during the offer period.

Other Diners Club Cards

This includes Diners Club Millennia, Diners Club Marriott Bonvoy, and other Diners Club variants.

To qualify, cardholders must make three offline foreign currency transactions of at least $50 each.
The maximum forex markup waiver available is up to ₹750 per customer during the offer period.

Important Offer Conditions

• Only offline point-of-sale transactions are eligible
• Online international transactions are not eligible
• Transactions must be done at non-INR merchant outlets
• ATM cash withdrawals and EMI transactions are excluded
• Customers with an active Global Value Program subscription are not eligible
• The waiver amount will be credited by 30 April 2026
• Offer is valid on a first-come, first-served basis for the first 8,000 eligible customers

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Countries Where Online Transactions Are Not Eligible

Even if international spending is enabled, online transactions made in the US, UAE, UK, Japan, and South Korea will not be considered for this offer.

How to Maximise Savings With This Offer

If you are planning an international trip during the offer period, ensure that:

• International usage is enabled on your card
• Payments are made at physical merchant terminals
• You complete the required number of qualifying transactions

This can help you save up to ₹1,000 in forex markup charges, which otherwise adds a significant cost to overseas spending.

Bottom Line

This HDFC Diners Club forex markup waiver offer is a rare and valuable benefit for Indian cardholders who spend abroad. Since the offer is limited to a fixed number of customers, eligible users should plan their international spends early to avoid missing out.

If you already hold a Diners Club credit card, this offer can meaningfully reduce your foreign transaction costs during international travel.