SBI Card has introduced a targeted cashback offer for its users. If you’ve received a notification or message from the bank, you could earn ₹500 cashback on grocery spends.
This is a simple spend-based offer that adds extra savings on your regular expenses.
Offer Details
- Spend ₹5,000 or more on groceries
- Get ₹500 cashback
- Offer is user-specific (only selected users eligible)
This cashback is over and above your regular credit card rewards.
Where is the Offer Applicable
The offer is valid on grocery and departmental store transactions under specific merchant categories (MCCs):
- Grocery stores
- Supermarkets
- Departmental stores
Eligible MCC codes include:
- 5310, 5311, 5331
- 5399, 5411, 5422
- 5441, 5451, 5462
- 5499, 5999
Important Conditions
Weekend Only Offer
- Valid only on Saturday and Sunday
- Weekday transactions will not be counted
UPI Transactions Not Eligible
- Transactions made via RuPay credit card on UPI are not eligible
Cashback Timeline
- Cashback will be credited within 90 days after the offer ends
Targeted Offer
- Only users who received communication from SBI Card can avail this
- Others will not be eligible even if they meet spend criteria
Check Best SBI Credit Cards in India
Why This Offer is Useful
- Easy to achieve spend target
- Covers regular grocery expenses
- Boosts overall cashback earnings
- Works alongside existing card rewards
Tips to Maximize This Offer
- Plan grocery shopping on weekends
- Combine multiple purchases to reach ₹5,000 quickly
- Use your SBI Credit Card directly (avoid UPI)
Bottom Line
This ₹500 cashback offer by SBI Card is a great way to save on everyday grocery spends, especially if you are already spending regularly.
Since it is a limited and targeted offer, make sure to check your SMS or email. If you are eligible, it’s definitely worth using this offer to maximize your savings.
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