Axis Bank & IndiGo Launch Two New Credit Cards – Premium and Classic Variants

The airline loyalty credit card space in India continues to grow. While many travellers are waiting for new airline partnerships, IndiGo has expanded its co-branded credit card lineup by partnering with Axis Bank.

IndiGo already has credit card partnerships with multiple banks, and this new collaboration further strengthens its presence in the travel rewards segment. With this launch, Axis Bank introduces two new airline co-branded credit cards designed for frequent flyers and travel enthusiasts.

Both cards come with IndiGo BluChip rewards, milestone benefits, and airport lounge access, making them attractive options for travellers who frequently fly with IndiGo.

Axis Bank & IndiGo Introduce Two New Credit Cards

The newly launched cards include:

  • IndiGo Axis Bank Credit Card (Classic Variant)
  • IndiGo Axis Bank Premium Credit Card

These cards offer travel-focused rewards and additional lifestyle perks such as dining and entertainment benefits.

Applications for both cards are now open.

About the IndiGo Axis Bank Credit Card

The IndiGo Axis Bank Credit Card is the entry-level variant designed for frequent IndiGo travellers who want to earn rewards on everyday spending.

Key Benefits

Welcome Benefit

  • Voucher worth 1,200 IndiGo BluChips on joining fee payment

Renewal Benefit

  • Voucher worth 1,200 IndiGo BluChips on annual fee payment

Milestone Benefits

  • 1,200 BluChips on spending ₹1.5 lakh and ₹3 lakh in a card anniversary year

Reward Structure

  • 3 IndiGo BluChips per ₹100 spent on IndiGo bookings
  • 2 BluChips per ₹100 spent on grocery and dining
  • 1 BluChip per ₹100 on other eligible spends

Airport Lounge Access

  • 1 domestic lounge visit per quarter
  • Requires ₹50,000 spending in the previous 3 months

Excluded Categories

Rewards will not apply to spending on:

  • Government services
  • Insurance payments
  • Utility bills including telecom
  • Rent payments
  • Wallet loads
  • Fuel purchases
  • Jewellery transactions

About the IndiGo Axis Bank Premium Credit Card

The IndiGo Axis Bank Premium Credit Card is the higher-end variant designed for frequent flyers who want enhanced travel rewards and lifestyle benefits.

Welcome & Renewal Benefits

  • 5,000 IndiGo BluChips voucher on joining fee payment
  • 5,000 BluChips voucher on annual fee payment
  • 1 complimentary 6E Eats voucher

Milestone Benefits

Cardholders can earn 5,000 BluChips on reaching the following spend milestones in a card anniversary year:

  • ₹2 lakh
  • ₹5 lakh
  • ₹8 lakh
  • ₹12 lakh

Reward Structure

  • 7 BluChips per ₹100 spent on IndiGo bookings
  • 3 BluChips per ₹100 on grocery and hotel spends
  • 2 BluChips per ₹100 on other eligible spends

Travel Benefits

Domestic Lounge Access

  • 2 visits per quarter
  • Requires ₹50,000 spending in the previous 3 months

International Lounge Access

  • 2 visits per year

Forex Markup Fee

  • 2.5% on international transactions

Lifestyle Benefits

Dining Benefits

  • Up to 15% discount at partner restaurants through Eazydiner once per month

Movie Benefit

  • Buy One Get One free ticket on BookMyShow once per month

Excluded Categories

Similar to the classic variant, rewards will not be applicable on:

  • Government services
  • Insurance payments
  • Utility bills
  • Rent payments
  • Wallet loads
  • Fuel purchases
  • Jewellery transactions

Fee Structure of Axis IndiGo Credit Cards

Category IndiGo Axis Bank Credit Card IndiGo Axis Bank Premium Credit Card

Joining / Annual Fee

₹799 + GST

₹5,000 + GST

Forex Markup

3.5%

2.5%

Add-on Card Charges

Nil

Nil

The premium card clearly offers higher rewards and additional benefits, but it also comes with a significantly higher annual fee.

Bottom Line

The launch of these new cards marks an important expansion in the Axis Bank and IndiGo partnership.

Both cards offer attractive travel benefits including BluChip rewards, milestone bonuses, and airport lounge access, which are commonly expected from travel-focused credit cards. The premium variant stands out with additional perks such as international lounge access, dining discounts, and movie offers.

For frequent flyers who regularly travel with IndiGo, these cards may offer good value, especially the premium variant with higher BluChip rewards.

A detailed comparison with other IndiGo co-branded cards and a full review will be shared soon. Until then, feel free to share your thoughts on these newly launched cards.

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