All About the SBI Prime Pro Credit Card

Most of us are already familiar with the SBI Prime Credit Card, one of SBI Card’s most popular premium offerings. Now, SBI Card appears to have introduced a slightly modified version of the Prime Card exclusively for corporate employees, called the SBI Prime Pro Credit Card.

This card is quietly listed on SBI’s official Prime Credit Card page and is positioned as a corporate-focused variant with a few important differences in benefits, fee structure, and eligibility.

Everything You Need to Know About the SBI Prime Pro Credit Card

Recently, SBI Prime and SBI Elite Credit Cards were upgraded to include complimentary Club ITC Silver membership. Around the same time, SBI Card also began mentioning the Prime Pro Credit Card on its website, sparking curiosity about when it was launched and how it differs from the regular Prime Card.

While SBI Card has not made an official announcement, several details about the card are now visible on the SBI Prime webpage.

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SBI Prime Pro Credit Card Lounge Access

Based on the information available, lounge access remains one of the strongest features of the SBI Prime Pro Credit Card.

• 4 complimentary international airport lounge visits per calendar year outside India
• Maximum of 2 international lounge visits per quarter
• Complimentary Priority Pass membership valid for 2 years, worth $99
• 8 complimentary domestic airport lounge visits per year in India
• Maximum of 2 domestic lounge visits per quarter

Features of SBI Prime Pro Credit Card

Reward Structure

• Earn 20 Reward Points per ₹100 on standing instructions for utility bill payments
• After earning 3,000 reward points in the utility category, the earn rate drops to 2 points per ₹100
• Earn 10 Reward Points per ₹100 on dining, movies, grocery, and department store spends
• Earn 2 Reward Points per ₹100 on all other retail spends except fuel

Fee Waiver Benefit

• Annual fee waived on spends of ₹2 lakh in a year
• This is lower than the ₹3 lakh spend requirement on the regular SBI Prime Credit Card

Key Differences Between SBI Prime and SBI Prime Pro Credit Card

• Lower annual fee waiver threshold
• Usually no joining fee
• No welcome benefits
• Available only to corporate salary account holders

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Eligibility and Fees

• Available exclusively under the Corporate Salary Package program
• No annual fee for the first year
• Renewal fee of ₹2,999 + GST from the second year onwards

Bottom Line

The SBI Prime Pro Credit Card is very similar to the regular SBI Prime Credit Card but is tailored specifically for corporate employees. With strong lounge access benefits, a lower annual fee waiver requirement, and no joining fee in most cases, it offers solid value for salaried professionals.

However, the lack of welcome benefits and restricted eligibility means this card is best suited only for those who qualify under SBI’s corporate salary tie-ups. If you are eligible, the Prime Pro Credit Card can be a cost-effective way to enjoy premium travel and lifestyle benefits.