The Standard Chartered Platinum Rewards Credit Card is a great choice if you want a credit card with a low annual fee. It gives you fantastic rewards, especially for fuel and dining. With this card, you earn points whenever you use it, and you can use these points to either pay off your credit card bills or get vouchers and merchandise. If you want to learn more about this credit card, keep reading!
Key Highlights of Standard Chartered Bank Platinum Rewards Credit Card |
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| Best Suited For | Rewards on Fuel & Dining |
| Annual Fee | Rs. 250 |
| Minimum Income Requirement | Rs. 20,000 per month |
| Welcome Benefit | Cashback on Restaurant spends within first 90 days (up to Rs. 500) |
| Best Features | 5x Reward Points on every Rs. 150 spent on fine-dining and fuel |
*Terms and conditions apply.
| Table of Contents | ||
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| Features and Benefits | ||
| Fees and Charges | ||
| Eligibility and Documentation | ||
| Other Similar Credit Cards | ||
| FAQs | ||
Must Read : 10 Best SBI Credit Cards in India
Welcome Benefits: With this credit card, you can earn 100% cashback*, up to Rs. 500, when you dine out at restaurants using the card in the first 90 days after you starta using it.
Reward Points: You earn the following reward benefits with this credit card:
Also read: Best Rewards Credit Cards in India
Note that there's no limit to the rewards you can earn each month with this credit card.
Renewal Fee offer: If you spend Rs. 60,000 in a year using this credit card, you won't have to pay the renewal fee of Rs. 250.
Other Benefits offered by Standard Chartered Platinum Rewards Credit Card:
Here are the fees and charges for this credit card:
| Fee Type | Amount | |
|---|---|---|
| Joining Fee | Rs. 250 | |
| Annual Fee ( second year onwards) | Rs. 250 (Waived off on spending Rs. 60,000) | |
| Finance Charges | 3.75% p.m. | 45% per year | |
| Late Payment Charges |
For Statement Balance:
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Standard Chartered Bank requires applicants to have a credit score of over 750 and meet the following basic eligibility criteria:
| Criteria | Details |
|---|---|
| Occupation | Salaried and Self-employed |
| Minimum Income | Rs. 20,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here to see the list of acceptable documents |
| Credit Card | Annual Fee | Reward Points |
|---|---|---|
| IDFC First Millennia Credit Card | Nil | 6X reward points on online spends and 3X reward points on offline spends |
| HDFC MoneyBack+ Credit Card | Rs.500 | 10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, BigBasket |
| Citibank Rewards Credit Card | Rs. 1,000 | 10X Rewards on every Rs. 125 spent at Apparel & Department Store |
| HDFC Diners Club Privilege Credit Card | Rs. 2,500 | 4 reward points on every Rs. 150 spent on retail spends |
| SBI Card Prime | Rs. 2,999 | 10 reward points per Rs. 100 spent on dining, groceries, movies and departmental stores |
To apply for the Standard Chartered World Emirates credit card, you'll need to provide two identity proofs: your Aadhaar Card and one of the following photo ID cards: Passport, PAN Card, Voter ID Card, or Government ID.
All the overseas transactions are levied with a 3.5% transaction fee.
Yes, All online transactions are protected with 3D secure OTP verification for added security.
The Standard Chartered Platinum Rewards Credit Card is an excellent choice for maximizing rewards while keeping fees low. With this card, you can earn 5X rewards on fuel and fine dining, and there's no monthly limit on these rewards.
Yes, with the Standard Chartered Platinum Rewards credit card, you can use the 'Balance Transfer' feature to transfer your outstanding balance from another bank's credit card.
No, the Platinum Rewards Credit Card doesn't include complimentary lounge access. If you're interested in lounge benefits, you may want to explore other credit cards that offer airport lounge access in India.
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