YES Bank offers a range of credit cards designed for people who enjoy travel and dining. Many of these cards come with complimentary airport lounge access and exclusive discounts at top restaurants across India.
If you are someone who loves comfortable travel and dining experiences, YES Bank credit cards can make your lifestyle more rewarding. Let’s explore the best options and see how they can fit your needs.
Why Choose YES Bank Credit Cards for Lounge and Dining Benefits
Using a YES Bank credit card can help you save money and enjoy premium privileges such as:
- Complimentary access to domestic and international airport lounges
- Discounts at partnered restaurants across cities
- Reward points on every transaction
- Waiver on annual fees after reaching certain spending limits
- Contactless and secure payments for easy transactions
These benefits make your credit card more than just a payment tool — it becomes a lifestyle companion.
Top YES Bank Credit Cards with Lounge and Dining Privileges
This is a premium lifestyle card offering exclusive travel and dining benefits.
Key features:
- Complimentary access to selected domestic and international airport lounges
- Minimum 15 percent discount at partner restaurants
- Reward points on every purchase, with higher rewards on travel and dining spends
- Annual fee waived on high yearly spending
- Ideal for frequent travelers and food lovers
Best for: People who travel often and prefer a luxury credit card experience.
The YES Bank ELITE Credit Card is a great mid-range option that offers a good mix of lounge access, dining discounts, and reward points.
Key features:
- Complimentary airport lounge visits every quarter
- Dining discounts at top restaurants across India
- Reward points on dining, shopping, and travel
- Fuel surcharge waiver at petrol pumps across the country
- Annual fee waiver on achieving yearly spend targets
Best for: Regular travelers and those who enjoy dining out frequently.
This card is suitable for people looking for balanced benefits without high annual fees.
Key features:
- Access to select domestic airport lounges
- Dining discounts under the YES Privileges Dining Program
- Reward points on every transaction
- Waiver of annual fees on crossing minimum yearly spends
- Additional benefits like fuel surcharge waiver
Best for: Professionals and families who want both savings and lifestyle benefits.
A card designed for smart users who want affordable benefits with everyday usability.
Key features:
- Complimentary domestic lounge visits per quarter
- 15 percent dining discount at partnered restaurants
- Reward points on grocery, dining, and utility bill payments
- Low joining and annual fee
- Annual fee waiver on meeting minimum annual spend
Best for: People looking for a value-for-money card that still offers lounge and dining privileges.
Lounge Access Benefits
YES Bank credit cards come with both domestic and international lounge access depending on the card type.
What you get:
- Access to comfortable airport lounges with food, Wi-Fi, and relaxation space
- A set number of complimentary visits per quarter or per year
- The option to bring a guest at an additional cost (varies by lounge)
Tips to use lounge benefits:
- Check your card’s free visit limit before traveling
- Carry your physical card and boarding pass to access lounges
- Track your quarterly spends to continue qualifying for lounge access
Read More: Best Lounge Acess Credit Card In 2025
Dining Discount Benefits
YES Bank’s dining program is designed to make your restaurant visits more affordable.
What you get:
- Flat discounts (usually 15 percent or more) at partner restaurants
- Offers on both lunch and dinner across major cities
- Regular updates on new partner outlets through the YES Privileges platform
Tips to maximize savings:
- Always inform the restaurant that you’ll pay using a YES Bank credit card
- Check for special weekend or festive offers to save more
- Use your card for both dine-in and takeaway to earn reward points
Read More: Best Dining Credit Card In 2025
Choosing the Right Card
When selecting the best YES Bank credit card, consider your lifestyle and spending habits.
Choose YES Bank RESERV Card if you:
- Travel internationally and domestically often
- Dine at premium restaurants
- Prefer high-end lifestyle perks
Choose YES Bank ELITE Card if you:
- Travel occasionally but regularly dine out
- Want good benefits without a very high annual fee
- Like earning reward points on daily purchases
Choose YES Prosperity Edge Card if you:
- Want low fees and simple benefits
- Travel a few times a year
- Prefer earning steady rewards with basic lounge access
Tips to Get the Most Out of Your Card
- Track your annual spending to qualify for fee waivers
- Use the card for travel bookings and dining payments to earn higher rewards
- Redeem your reward points regularly before expiry
- Combine your lounge and dining offers during travel for maximum value
- Avoid using the card for cash withdrawals to save on extra charges
Final Thoughts
YES Bank credit cards offer excellent value for those who love traveling and dining out. Whether you choose a premium option like the YES Bank RESERV or a budget-friendly card like the YES Prosperity Edge, each one gives you special access to lounges and dining savings.
By using these benefits wisely, you can enjoy comfort at airports, save money on meals, and make the most out of your lifestyle spending.