Axis Bank and Samsung have partnered to launch two co-branded credit cards for customers who frequently buy Samsung products. These two cards are Samsung Axis Bank Signature and Samsung Axis Bank Infinite. The Signature card comes with an annual fee of Rs. 500, while the Infinite card carries a higher annual fee of Rs. 5,000. This partnership is exclusive, as Samsung has not launched any other co-branded credit cards with any bank.
Both cards provide a strong value proposition for Samsung loyalists. Users get a flat 10 percent instant discount on Samsung purchases and accelerated reward points on platforms used in daily life, such as Zomato and BigBasket. While the core benefit of a 10 percent discount is the same in both variants, many features differ, including discount capping, annual fees, lounge access and reward points.
This comparison explains those differences clearly so you can decide which card will work better for your spending pattern.
Both Samsung Axis Bank Signature and Infinite cards provide a flat 10 percent instant discount on all Samsung purchases. This includes phones, appliances, accessories and even EMI transactions.
However, the capping is different for both variants.
Samsung Axis Bank Signature
Monthly discount cap: Rs. 2,500
Annual discount cap: Rs. 10,000
Samsung Axis Bank Infinite
Monthly discount cap: Rs. 5,000
Annual discount cap: Rs. 20,000
This difference matters when you make multiple Samsung purchases in a year. A higher monthly and annual cap allows you to maximise savings if you buy more than one device or make big-ticket purchases.
To understand the real impact, let us look at an example in which the user makes different Samsung purchases throughout the year. Each purchase happens in a different billing cycle.
● Buying a Samsung Galaxy S25 Ultra in April will give a discount of Rs. 12,349, but you will receive only the capped amount. Signature cardholders will get Rs. 2,500 and Infinite cardholders will get Rs. 5,000.
● In May, buying a refrigerator priced at Rs. 50,990 will again give a capped discount of Rs. 2,500 on the Signature card and Rs. 5,000 on the Infinite card.
● If the user makes another purchase in the same month, such as a smart oven, no discount will be given because the monthly cap is already used.
● In September, if the user purchases a Galaxy Watch 8, the discount will apply until the remaining monthly cap is exhausted. For the Infinite card, if Rs. 3,299 is already used, only the remaining Rs. 1,701 is available for discount.
● Once the annual cap reaches its limit, no discount will apply to purchases made later in the year.
This example shows that users who buy multiple Samsung devices will get more value from the Infinite variant because of its higher limits. The Signature card is more suitable for occasional buyers who do not exceed the annual cap easily.
Both Samsung co-branded cards offer accelerated EDGE Reward Points on popular everyday platforms. These partners include Myntra, Zomato, Urban Company, BigBasket and Tata 1MG.
Samsung Axis Bank Signature
Earns 10 EDGE Reward Points per Rs. 100 spent on partner platforms.
Samsung Axis Bank Infinite
Earns 15 EDGE Reward Points per Rs. 100 spent on partner platforms.
Also earns 15 EDGE Reward Points per Rs. 100 spent on international transactions.
In addition to these accelerated categories, both cards offer a base reward rate of 5 EDGE Reward Points per Rs. 100 spent on other categories.
This makes the cards more useful beyond Samsung purchases, as many people use these partner platforms regularly.
Axis Bank also runs a weekly offer known as Wednesday Delight. Under this, cardholders can get:
● Up to 15 percent discount on flights and hotels booked through MakeMyTrip
● Ten percent discount up to Rs. 1,000 on Tira Beauty
● Ten percent discount on food orders placed through Swiggy
These benefits add extra value for cardholders who make lifestyle purchases during mid-week.
The two Samsung Axis Bank credit cards differ sharply in terms of welcome benefits, lounge access and dining privileges.
Welcome Benefits
Signature card gives 2,500 bonus reward points after three transactions in the first month.
Infinite card gives 30,000 bonus reward points after three transactions in the first month.
Lounge Access
Signature card offers four domestic lounge visits per year.
Infinite card offers eight domestic and four international lounge visits per year.
Dining Benefits
Signature card gives up to 15 percent discount at select partner restaurants.
Infinite card provides a one-year EazyDiner Prime membership and up to 25 percent discount at partner outlets.
These additional benefits make the Infinite card more suitable for frequent travellers and users who prefer premium dining experiences.
Both cards offer excellent value for Samsung customers. However, the right choice depends on your purchase behaviour.
Choose the Signature variant if:
● You buy Samsung products occasionally
● Your yearly Samsung spending stays around Rs. 1 lakh
● You want a low annual fee of Rs. 500
● You want rewards on top brands without a high fee commitment
Choose the Infinite variant if:
● You buy Samsung devices or appliances frequently
● You make high-value purchases across the year
● You travel often and can use airport lounges
● You want higher capping and accelerated rewards
● You do not mind the Rs. 5,000 annual fee because the value you get is higher
The Infinite card gives premium benefits and higher reward potential, making it ideal for heavy spenders and loyal Samsung users. On the other hand, the Signature card offers good value for moderate buyers at a much lower cost.
Both Samsung Axis Bank Signature and Infinite Credit Cards are powerful options for customers who prefer Samsung devices and appliances. The core benefit of a 10 percent instant discount applies to both, but the spending capacity and annual budget determine which card will provide maximum value. The Signature variant is budget-friendly and suited for moderate Samsung users. The Infinite variant is designed for frequent buyers, international travellers and users who want premium lifestyle benefits.
By understanding your Samsung spending pattern and how often you use partner platforms, you can easily choose the card that fits your lifestyle and gives you maximum savings throughout the year.