Now Convert Union Bank Reward Points into Air India Maharaja Club Points

Union Bank of India has partnered with Air India, allowing eligible Union Bank credit cardholders to convert their accumulated reward points into Maharaja Club Points. This new integration offers a valuable opportunity for travellers to turn everyday card spends into meaningful air travel benefits.

Once converted, Maharaja Club Points can be redeemed for award flights, cabin upgrades, excess baggage, and other Air India privileges across both domestic and international routes.

Union Bank Reward Points Conversion to Maharaja Club

With this partnership, Union Bank credit card users can directly transfer their reward points to Air India’s frequent flyer program. This makes Union Bank cards more attractive for customers who regularly travel with Air India or plan future trips.

The value of the conversion depends on the specific Union Bank credit card variant held by the customer.

Conversion Ratio

Below is the current conversion structure for Union Bank credit cards:

How to Convert Union Bank Points into Maharaja Points

The conversion process is simple and fully online. Follow the steps below:

Step 1: Log in to the Union Rewardz Portal using your registered credentials.
Step 2: Select the Air Miles Redemption option and enter your Maharaja Club ID.
Step 3: Enter the number of Union Bank reward points you want to convert.
Step 4: Confirm the request. The equivalent Maharaja Points will be credited within 7 working days.

Terms and Conditions

• Only customers with a valid and active Maharaja Club ID are eligible
• Both Union Rewardz and Maharaja Club accounts must be active
• Minimum points balance must be available for conversion
• Once converted, Maharaja Points cannot be reversed back to Union Points
• Incorrect Maharaja Club ID may lead to failed or delayed credit
• Conversion requests cannot be cancelled after submission

Why This Partnership Matters

This collaboration allows Union Bank cardholders to unlock real travel value from routine spending. Instead of limited voucher redemptions, users can now access Air India’s growing route network and premium travel benefits.

For frequent flyers and international travellers, this conversion option significantly improves the overall rewards ecosystem of Union Bank credit cards.

Bottom Line

The Union Bank–Air India partnership adds meaningful value for Union Bank credit cardholders by enabling reward point conversion into Maharaja Club Points. This allows users to redeem points for flights, upgrades, and travel privileges, making everyday card spending more rewarding.

For those who frequently fly with Air India or plan to use Maharaja Club benefits, this conversion feature is a smart way to maximise returns on regular credit card usage.