AU Small Bank M Circle Exclusive Banking Program for Women

AU Small Bank has introduced M Circle, a dedicated banking proposition designed exclusively for women. This initiative aims to support modern Indian women by combining financial solutions with health, lifestyle, and business benefits. As women increasingly take charge of their financial journeys, AU Small Bank’s M Circle offers a holistic approach to banking beyond just savings accounts.

The program is crafted to serve women from all walks of life, including homemakers, working professionals, and entrepreneurs.

What Is AU Bank M Circle for Women

M Circle is not limited to a standard savings account. It is a comprehensive ecosystem that focuses on financial empowerment, well-being, and professional growth. The program provides exclusive privileges across banking services, healthcare access, lifestyle savings, and business support.

This initiative reflects AU Small Bank’s commitment to understanding the unique needs and aspirations of women in today’s evolving financial landscape.

Banking Benefits Under M Circle

Women enrolled in the M Circle program receive special banking advantages designed for convenience and savings.

• Discount on locker rentals to securely store valuables
• Reduced interest rates on select loans
• Personalised financial solutions based on individual needs

These benefits make everyday banking more rewarding and cost-effective.

Health and Wellness Benefits for Women

Health and well-being are key highlights of the M Circle program.

Women members can access:

• Complimentary preventive health check-ups, including cancer screening
• Unlimited online doctor consultations and offline consultations up to a specified value
• Diagnostic test discounts and special pricing on preventive health packages
• Vision, dental, vaccination, and maternity care benefits
• Discounts on prescribed medicines and fitness programs

These benefits help women prioritise their health without financial stress.

Lifestyle and Shopping Privileges

M Circle members enjoy exclusive lifestyle discounts through their AU Debit Card.

• Special savings on fashion, beauty, and jewellery purchases
• Discounts on groceries, food delivery, and instant delivery platforms
• Monthly debit card offers on premium lifestyle brands

These perks help women save on daily and luxury spending alike.

Business Banking Support for Women Entrepreneurs

For women running or planning to start a business, M Circle offers dedicated business support.

Key benefits include:

• Free QR code, business card, and payment gateway setup
• Rental waiver on POS machines and soundbox devices
• Discounts on GST registration, accounting, invoicing, and compliance tools
• Branding, website development, and digital marketing offers
• Affordable access to co-working spaces

This makes M Circle a strong banking partner for women entrepreneurs.

Travel Benefit for Eligible Account Holders

Eligible non-resident women account holders receive a travel voucher that can be used for airport cab bookings within India. The benefit comes with a defined validity period and allows unused balance to be carried forward, offering added flexibility.

Who Should Consider AU Bank M Circle

The M Circle program is ideal for:

• Women seeking a value-added savings account
• Professionals looking for lifestyle and wellness benefits
• Entrepreneurs needing business banking and growth support
• Women who want a complete financial and lifestyle ecosystem

Bottom Line

AU Small Bank’s M Circle is a thoughtful initiative that goes beyond traditional banking. It combines financial services with wellness, lifestyle privileges, and business support, making it a well-rounded program for women at different stages of life.

By focusing on independence, confidence, and growth, M Circle stands out as a meaningful step toward empowering women financially and professionally.