YES Bank Credit Cards with Travel and Cashback Benefits

YES Bank offers a variety of credit cards that combine travel perks with cashback rewards. These cards are ideal for people who enjoy traveling, want to save on expenses, and prefer earning cashback on their everyday purchases.

With the right YES Bank credit card, you can get access to airport lounges, earn cashback on spends, and enjoy other travel benefits such as discounts on bookings and fuel surcharge waivers.

Let’s explore the top YES Bank credit cards that give you the perfect mix of travel and cashback advantages.

Why Choose YES Bank Credit Cards for Travel and Cashback

YES Bank credit cards are designed to make your lifestyle more rewarding and convenient. When used wisely, these cards help you save on your travels and regular spends.

Benefits include:

• Complimentary access to domestic and international airport lounges
• Cashback or reward points on travel, shopping, and daily transactions
• Discounts on hotel bookings and flight tickets
• Waiver on annual fees after reaching yearly spend limits
• Secure and contactless transactions for faster payments

If you travel frequently or shop often, these cards can add real value to your wallet.

Best YES Bank Credit Cards with Travel and Cashback Benefits

YES Bank RESERV Credit Card

The YES Bank RESERV Credit Card is a premium lifestyle card that offers superior travel privileges along with rewarding cashback options.

Key features:

• Complimentary access to domestic and international airport lounges
• Reward points on every purchase, with higher points on travel and dining
• Travel insurance coverage for added safety
• Cashback offers on select travel and lifestyle spending
• Annual fee waived on high annual spending

Best for: Frequent travelers who prefer a premium card with luxury perks and cashback opportunities.

YES Bank ELITE Credit Card

The YES Bank ELITE Credit Card provides a great balance between travel privileges, cashback, and lifestyle rewards.

Key features:

• Complimentary domestic and international lounge visits every quarter
• Reward points that can be converted into cashback or used for travel bookings
• Discounts on hotel stays and travel websites
• Dining offers at partner restaurants across India
• Fuel surcharge waiver at all petrol pumps

Best for: Regular travelers who want consistent benefits without paying high annual fees.

YES Prosperity Edge Credit Card

This is a mid-range card that provides travel and cashback benefits at an affordable cost.

Key features:

• Complimentary domestic lounge visits per quarter
• Cashback and reward points on every purchase
• Discounts on travel bookings and lifestyle expenses
• Annual fee waived on achieving minimum annual spend
• Low joining and renewal fees

Best for: Professionals and families who travel occasionally and want cashback on everyday spending.

YES Prosperity Rewards Plus Credit Card

The YES Prosperity Rewards Plus Credit Card is designed for people who love earning cashback through reward points.

Key features:

• Reward points on travel, dining, and shopping spends
• Points can be converted into cashback or gift vouchers
• Access to select domestic airport lounges
• Annual fee waiver on reaching spending targets
• Fuel surcharge waiver for added convenience

Best for: Everyday users who prefer cashback flexibility and travel savings.

Travel Benefits You Can Expect

YES Bank credit cards come with a range of travel benefits that make your trips smoother and more affordable.

Common travel perks include:

• Complimentary access to domestic and international airport lounges
• Discounts on hotel and flight bookings through partner travel platforms
• Reward points on travel-related spends such as flight tickets, hotels, and cabs
• Fuel surcharge waiver for road trips
• Travel insurance coverage for extra protection

Tips to maximize travel benefits:

• Use your card for all travel bookings to earn extra reward points
• Check the number of complimentary lounge visits per quarter
• Track your annual spending to qualify for annual fee waivers

Read More: Best Travel Credit Card In 2025

Cashback and Reward Benefits

Cashback is one of the simplest and most rewarding benefits you can get from a credit card.

How YES Bank cashback works:

• You earn reward points on every eligible transaction
• These points can be converted into cashback or used for travel, vouchers, and merchandise
• The more you spend, the higher your cashback value becomes

Tips to increase cashback:

• Use your card for travel, dining, and online shopping spends
• Take advantage of seasonal cashback offers and reward programs
• Redeem your points regularly before they expire

Read More: Best Cashback Credit Card In 2025

Comparison Overview

How to Choose the Right Card

To select the best YES Bank credit card for travel and cashback, consider how you spend and travel.

Choose YES Bank RESERV if you:

• Travel internationally often
• Want premium benefits and high cashback potential

Choose YES Bank ELITE if you:

• Travel regularly within India
• Prefer balanced travel and dining rewards

Choose YES Prosperity Edge if you:

• Want a budget-friendly card with basic lounge access and cashback
• Travel occasionally and spend moderately

Choose YES Prosperity Rewards Plus if you:

• Prefer steady cashback and simple reward redemption
• Use your card mainly for shopping and dining

Smart Tips to Make the Most of Your YES Bank Credit Card

• Always pay your bills on time to avoid interest charges
• Track your spending to qualify for annual fee waivers
• Use your card during travel offers and cashback promotions
• Redeem reward points regularly for maximum value
• Combine cashback offers with travel bookings to increase savings

Final Thoughts

YES Bank credit cards provide a smart combination of travel comfort and cashback savings. Whether you choose the premium RESERV, the balanced ELITE, or the affordable Prosperity Edge, each card gives you benefits that make your travels more enjoyable and your daily spending more rewarding.

If you travel frequently and love saving money, a YES Bank credit card can help you experience luxury, convenience, and financial value — all in one card.