Dining at restaurants or spending on movies and entertainment is a regular part of daily life. With the right credit card, these expenses can help you earn valuable reward points. Standard Chartered Bank offers credit cards that give good rewards on dining, entertainment, and lifestyle spending.
This blog explains the best cards, their benefits, fees, and how you can get more value from them.
Why Dining and Entertainment Rewards Matter
- You earn reward points on regular lifestyle spending.
- Points can be redeemed for vouchers, products, or statement credit.
- Some cards also offer restaurant discounts and movie benefits.
- It helps you save money simply by using the right card for the right expense.
Best Standard Chartered Credit Cards for Dining and Entertainment
Below are the top cards that offer benefits on dining and entertainment.
This is one of the most popular cards for dining rewards.
Key Features
- Earn five times reward points on fine dining spends.
- Earn regular reward points on all other spends.
- No monthly limit on reward points for dining.
- Access to lifestyle discounts under the bank’s dining and entertainment program.
- Points can be redeemed for vouchers, products, or other options through the bank’s rewards portal.
Fee Structure
- Joining Fee: Zero if you spend a small amount in the first month.
- Annual Fee: Usually waived based on yearly usage conditions.
Who Should Use This Card
This card is best for people who dine at restaurants frequently and want extra reward points on every dining bill.
A simple card that gives good reward points on overall retail spending, including dining.
Key Features
- Earn four times reward points on retail spends.
- Earn additional bonus reward points when your monthly retail spending crosses a certain amount.
- Dining and entertainment expenses also earn reward points under retail spending.
- Complimentary lounge access at domestic airports.
- Points can be redeemed in many categories.
Fee Structure
- Joining Fee: Nil.
- Annual Fee: Can be reversed based on yearly spending or using reward points.
Who Should Use This Card
This card suits people who want reward points on all types of daily expenses, including dining, movies, shopping, and online payments.
Tips to Maximize Dining and Entertainment Rewards
- Use the Platinum Rewards Card for fine dining to earn higher reward points.
- Pay attention to monthly spending targets on the Rewards Card to unlock extra bonus points.
- Track special dining offers under the bank’s lifestyle program for extra savings.
- Always pay your credit card bill in full to avoid interest charges.
- Redeem reward points for vouchers or options that give the highest value.
Things to Keep in Mind
- “Fine dining” may include specific types of restaurants, so check merchant categories on your statement.
- Some benefits depend on meeting minimum spending requirements.
- Reward point value may differ based on what you choose during redemption.
- Terms can change, so review your card’s benefits once in a while.
Conclusion
If you often spend money on restaurants, movies, or lifestyle entertainment, Standard Chartered Bank has good credit card options for earning rewards.
Using these cards wisely can turn your regular lifestyle spending into meaningful savings and rewards.