Traveling can be exciting, but it often comes with extra costs and waiting time at airports. Standard Chartered Bank offers credit cards that provide travel rewards, airport lounge access, and discounts on flights and hotels.
This guide explains the best Standard Chartered credit cards for travel, their benefits, joining fees, and how to make the most of these perks.
Why Travel Benefits and Lounge Access Matter
- Comfort at Airports: Lounges provide seating, food, beverages, and Wi-Fi, making travel less stressful.
- Cost Savings: Travel discounts and reward points reduce expenses on flights, hotels, and cab services.
- Reward Points: Earn points on flight bookings, hotels, and travel-related transactions.
- Extra Perks: Travel insurance and concierge services provide added convenience.
Choosing a travel-friendly card ensures that every trip adds value.
Top Standard Chartered Credit Cards for Travel
- Joining/Annual Fee: ₹499 per year
- Airport Lounge Access: Complimentary visits at select domestic airports.
- Reward Points: Earn points on flight and hotel bookings, as well as daily spends.
- Other Benefits: Cashback on groceries, dining offers, and movie tickets.
- Who Should Use: Occasional travelers who want basic travel perks with cashback on daily spending.
- Joining/Annual Fee: ₹500 per year
- Airport Lounge Access: Select complimentary domestic lounge visits.
- Reward Points: Earn points on all travel-related expenses including flights and hotels.
- Lifestyle Perks: Dining discounts, online shopping rewards, and movie ticket offers.
- Who Should Use: Individuals who travel a few times a year and want reward points on both travel and daily expenses.
- Joining/Annual Fee: ₹2,500 per year
- Airport Lounge Access: Multiple complimentary visits to domestic and international lounges.
- Reward Points: High reward points on travel bookings, hotel stays, and daily spending.
- Lifestyle Benefits: Premium dining offers, movie tickets, travel insurance, and concierge services.
- Who Should Use: Frequent travelers looking for premium benefits and maximum rewards.
How to Maximize Travel Benefits
- Use Your Card for All Travel Bookings: Flights, hotels, and cab services help earn reward points.
- Plan Lounge Visits: Track complimentary visits provided by your card and use them strategically.
- Redeem Reward Points: Convert points into free flights, hotel bookings, or statement credit.
- Combine Offers: Use seasonal or promotional offers with reward points redemption.
- Pay Bills on Time: Avoid interest charges to maintain the value of travel benefits.
By following these steps, travel becomes more comfortable, cost-effective, and rewarding.
Comparison of Standard Chartered Travel Credit Cards
This comparison helps choose the card that matches your travel frequency and lifestyle.
Other Benefits of Standard Chartered Travel Credit Cards
- Reward Points on Daily Spending: Points on groceries, dining, and online shopping.
- Dining and Lifestyle Offers: Discounts on restaurants, movies, and online subscriptions.
- Easy EMI Options: Convert large purchases into monthly installments.
- Travel Insurance: Premium cards may include flight, baggage, and emergency coverage.
- Special Promotions: Seasonal and festival offers for additional rewards.
Conclusion
Standard Chartered Bank credit cards make travel more comfortable and rewarding. With the right card, you can enjoy:
- Airport lounge access for relaxation before flights.
- Reward points on flights, hotels, and travel-related spending.
- Lifestyle and dining benefits, along with cashback and shopping rewards.
Choosing the appropriate card ensures that every trip and daily spend adds value.