Aditya Birla Personal Loan

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Max. Loan Amt.

Up to ₹50.00 Lakh

Rate of Interest

28.00% - 30.00%

Tenure up to

1 - 7 Years

Processing Fee

₹3%

Max Loan Amount100% Digital Process*

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Aditya Birla Personal Loan Interest Rates

Aditya Birla  Personal Loan EMI Calculator

Aditya Birla Personal Loan Fees and Charges

Also read: Best Personal Loan in India

Types of Aditya Birla Personal Finance

Aditya Birla Personal Loan

Purpose: Aditya Birla Finance provides personal loans to employed individuals for various personal needs like buying household or electronic items, covering education costs, funding weddings, handling medical emergencies, home improvements, and supporting travel plans

Loan Amount: Up to Rs 50 lakh

Tenure: Up to 7 years

Aditya Birla Flexi Personal Loan

Purpose: Aditya Birla Flexi Personal Loan is an overdraft facility for personal loans. With this option, applicants can access funds from their loan account up to a set limit, depending on their credit profile. They can then repay the loan as per their cash flow availability.

Tenure: Up to 7 years

Eligibility Criteria for Aditya Birla Personal Loan

• Age: Between 23 and 60 years.
• Employment: The applicant must be a salaried individual.

Aditya Birla Finance may also take into account the applicant's monthly income, credit score, and the employer's profile, similar to the criteria used by other banks and NBFCs when determining personal loan eligibility.

Also read: Best Personal Loan Eligibility

Documents Required for Aditya Birla Personal Loan

1. A completed application form with attached photographs of the applicants.
2. KYC (Know Your Customer) documents, including:
   • ID proof
   • Address proof
   • Signature proof
   • Proof of office
   • Qualification proof
3. A non-refundable fee cheque.
4. Details of limits and loans availed.
5. A copy of your PAN card.
6. Repayment track record.
7. Bank verification form.
8. For refinance cases, the latest loan outstanding statement is required.

Additional Documents for Salaried

1. Last 3 months' salary slips or a salary certificate.
2. Last 6 months' bank statements, showing salary credited directly.
3. The latest Form 16.

Additional Documents for Self-employed/Professional/Partnership/Company

1. Financial documents for the past 2 years.
2. Partnership Deed/Memorandum of Association/Articles of Association (MOA/AOA).
3. Income Tax Returns (ITR) along with income computation, Balance Sheet, Profit & Loss statement, and schedules for the past two years.
4. Tax Audit Report.
5. A list of Directors/Shareholders, duly attested by Chartered Accountants (CAs) or Company Secretaries (CS).
6. VAT/Sales Tax returns for the current financial year.
7. The most recent 12 months' bank statements, including both business and savings accounts.

Also Read: Best Personal Loan Documents Required