How to Download Your CIBIL Report Online?

How to Download Your CIBIL Report Online?

Your CIBIL score can go up or down each month based on how you've handled credit in the past. Banks and other lenders send your credit information to TransUnion CIBIL every month, and they use that to calculate your score. Your score helps you understand how likely you are to get approved for things like loans or credit cards. A higher score means better chances of approval, as long as you meet the lender's requirements.

You can easily check and download your free credit score here, and you'll also receive monthly updates. Follow these simple steps to download your CIBIL report without affecting your credit score:

Steps to Check and Download your Free CIBIL Report

Step 1: Click here to access your free CIBIL report.

Step 2: Enter your basic information including gender, full name, email address, and mobile number. Verify your details using OTP authentication by clicking on the 'Get Free Credit Report' button.

Step 3: Once you've clicked on the button, you'll receive credit scores from all four credit bureaus.

Step 4: Navigate to the CIBIL tab and click on 'Download Report'. Choose your preferred language and month, then click 'Download' to save your CIBIL report.

Step 5: The password to access your CIBIL report is your Date of Birth in DDMMYYYY format.

Note: If you notice any errors in your credit report, you can easily dispute them with CIBIL. For any other inquiries, feel free to email us at:

Benefits of Downloading Free Credit Report

Pre-approved offers – Based on your creditworthiness, you can explore pre-approved loan and credit card offers from top banks and NBFCs. Since these loans are pre-approved, you can expect quick disbursal of funds.

Credit Advisory Service – For those with low credit scores, Mybankingtips provides a special service called Credit+ advisory. This includes personalized advice from credit experts who analyze your credit history and suggest ways to improve your score significantly. You can try this service for free for 30 days and then continue for just Rs. 99 per month.

Monthly Updates – You'll receive monthly updates on your credit report via email and WhatsApp, which is also free. Generally, getting reports from multiple bureaus can be expensive, but Mybankingtips offers this service for free, along with regular updates.

Detailed Credit Report – Your credit report from Mybankingtips is detailed, covering personal information, payment history, account details, Days Past Due (DPD), credit score trends, and more. These insights help you understand your credit behavior and take steps to improve your score.

Multiple Credit Bureaus – Mybankingtips has joined forces with all four major credit bureaus, including TransUnion CIBIL, Equifax, CRIF High Mark, and Experian. This means you can access your credit report from all these bureaus in one place, and it's completely free of charge.


Q. What is the default password to open the CIBIL report PDF?

Ans. The default password to open your credit report PDF, which includes your CIBIL score, is simply your date of birth in DDMMYYYY format.

Q. How many times can I download CIBIL Report?

Ans. You can download your CIBIL report online as many times as you want, and it won't affect your credit score. Plus, you'll receive a free update of your credit score every month.

Q. How can I download CIBIL report from SBI?

Ans. Currently, SBI doesn't provide CIBIL reports to its customers. However, you can still check your CIBIL score for free through Mybankingtips. Once you have your score, you can apply for credit products based on your score and other eligibility criteria.

Q. Can I download my CIBIL credit report in my language?

Ans. Yes, you can download your CIBIL credit report not only in English but also in other languages such as Hindi, Marathi, Tamil, and Telugu.

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