Personal Loan
- Best Personal Loan Offers From 30+ Lenders
- Compare & Choose the Best Offer
- Check Loan Amount Eligibility
- Know your Approval Chances
Unlock Best Personal Loan Offers suitable
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Personal Loan Features & Benefits
| Minimal documentation |
| Quick disbursals |
| Collateral-free loan |
| No end-use restriction |
| Loan amount of up to Rs. 40 lakh, which can exceed depending on lenders’ discretion |
| Repayment tenure up to 60 months, which may exceed on case-by-case basis Top up loans for additional requirements are offered by many lenders |
Personal Loan Eligibility Criteria
| Age | 18 – 60 years |
| Salary (Salaried Customers) | At least Rs 15,000 per month |
| Income (Self-employed) | At least Rs 5 lakh per annum |
| Credit Score | Preferably 750 and above |
| Employment Type |
Salaried employees working with reputed organisations, MNCs, Private & Public Ltd Companies, Govt. bodies, PSUs, etc. |
Documentation Required for Personal Loan
| Identity Proof | Passport/ PAN Card/ Voter’s ID/ Aadhaar Card/ Driving License |
| Address Proof | Passport/ Aadhaar Card/ Lease/ Property Purchase Agreement/ Utility Bills (not more than 3 months old)/ Passport/ Driving License |
| Income Proof For Salaried Individuals: | Salary Slips/ Bank Account Statement/ Form 16 |
| Income Proof For Self-employed Professionals: | Previous Years’ ITR/ P&L Statement and Balance Sheet/ Bank Account Statement |
| Business Proof For Self-employed Individuals: | Business Incorporation Certificate/ Professional Degree/ Certificate of Practice/ Partnership Deed/ GST Registration and Filing Documents/ MOA & AOA/ Shop Act License |
Mybankingtips allows customers to compare personal loan offers from 30+ banks and NBFCs and apply for the best-suited offer online with ease.
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Unlock Best Personal Loan Offers suitable
for your needs from 30+ Lenders
Personal Loan
- Best Personal Loan Offers From 30+ Lenders
- Compare & Choose the Best Offer
- Check Loan Amount Eligibility
- Know your Approval Chances
Our Partners
Mybankingtips: a trusted partner for your financial needs