Personal Loan
- Best Personal Loan Offers From 30+ Lenders
- Compare & Choose the Best Offer
- Check Loan Amount Eligibility
- Know your Approval Chances
Unlock Exclusive Personal Loan Deals from
India's Top 50+ Lenders
- Trusted by 50,000+ users
- Your data is 100% secure
- No impact on credit score
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Personal Loan Features & Benefits
| No Restrictions on End Use | Use the loan amount for any personal need—travel, wedding, medical, education, or more. |
| Loan Amount Up to ₹40 Lakhs | Higher amounts may be offered based on the lender’s internal assessment and discretion. |
| Flexible Repayment Tenure | Choose repayment terms ranging from 1 to 5 years, with select banks and NBFCs offering even longer tenures. |
| Simple and Minimal Documentation | Enjoy a hassle-free application process with basic document requirements. |
| Competitive Interest Rates | Rates typically start from 10.50% per annum, with some public sector banks offering even lower rates for eligible customers. |
| Fast Loan Disbursal | Quick processing and disbursal—often within 24 to 48 hours after approval |
| Preapproved Offers for Creditworthy Applicants | Individuals with strong credit scores may receive instant preapproved or prequalified loan offers with minimal processing time. |
Personal Loan Eligibility Criteria
| Age | 18 – 60 years |
| Salary (Salaried Customers) | At least Rs 15,000 per month |
| Income (Self-employed) | At least Rs 5 lakh per annum |
| Credit Score | Preferably 750 and above |
| Employment Type |
Salaried employees working with reputed organisations, MNCs, Private & Public Ltd Companies, Govt. bodies, PSUs, etc. |
Documentation Required for Personal Loan
| Identity Proof | Passport/ PAN Card/ Voter’s ID/ Aadhaar Card/ Driving License |
| Address Proof | Passport/ Aadhaar Card/ Lease/ Property Purchase Agreement/ Utility Bills (not more than 3 months old)/ Passport/ Driving License |
| Income Proof For Salaried Individuals: | Salary Slips/ Bank Account Statement/ Form 16 |
| Income Proof For Self-employed Professionals: | Previous Years’ ITR/ P&L Statement and Balance Sheet/ Bank Account Statement |
| Business Proof For Self-employed Individuals: | Business Incorporation Certificate/ Professional Degree/ Certificate of Practice/ Partnership Deed/ GST Registration and Filing Documents/ MOA & AOA/ Shop Act License |
Mybankingtips allows customers to compare personal loan offers from 30+ banks and NBFCs and apply for the best-suited offer online with ease.
Disclaimer:
"We are not a bank or NBFC. We work as aggregator to help you connect with suitable lenders."
Benefits of Applying with MyBankingTips
| Quick Approval Process | Get faster response on your loan application |
| No Hidden Charges | Absolutely free service, no processing fees from our side |
| 50+ Lender Tie-ups | Compare offers from top banks and NBFCs |
| 100% Online Application | Apply anytime, anywhere with ease |
| Secure Data Handling | Your information is safe and confidential |
| Personalized Assistance | Get help from our loan experts if needed |
| Better Loan Chances | We match you with the right lender based on your profile |
Customer Testimonials
1. "I applied for a personal loan through MyBankingTips and got approval within 24 hours. The process was smooth and completely online. Highly recommended!"
- Rahul Mehta, Gurgaon2. "Thanks to MyBankingTips, I was able to compare loan offers from multiple banks and choose the best one with the lowest interest rate. Great experience!"
- Neha Sharma, Mumbai3. "I was unsure about taking a personal loan, but the support team at MyBankingTips guided me step-by-step. I got the loan disbursed in 2 days without any hassle."
- Amit Verma, JaipurUnlock Exclusive Personal Loan Deals from
India's Top 50+ Lenders
- Trusted by 50,000+ users
- Your data is 100% secure
- No impact on credit score
Personal Loan
- Best Personal Loan Offers From 30+ Lenders
- Compare & Choose the Best Offer
- Check Loan Amount Eligibility
- Know your Approval Chances
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